Accept payments directly.Fast, cheap, and safe.
Built without third party payment aggregators or banking middlemen. Customers and businesses pay your business directly via Vixzz in under 2 seconds at 0.2% and 0% FX markup. Keep your funds safely in your local currency, and withdraw anytime to your local bank account or any mobile money.

Accept Payments Directly via Vixzz. Fast, Cheap and Safe.
Accept payments from any customer or business directly through Vixzz without third party payment aggregators or gateway middlemen. Generate amount bound Dynamic QR codes or share your official Merchant number. Funds land directly in your account in under 2 seconds at an ultra low flat 0.2%.
- Direct Vixzz payment acceptance with instant ledger settlement under 2 seconds
- Ultra low flat 0.2% collection fee with zero third party gateway surcharges
- Amount bound Dynamic QR codes prevent customer overpayment or cashier errors
- Instant cryptographic push verification guarantees zero double spend or fraud

Independent System with Zero Third Party Dependency
Vixzz operates its own direct settlement infrastructure, completely free from foreign payment processors, aggregators, or correspondent banking bottlenecks. Senders across all 13 supported corridors pay in their native currency, and you receive 100% of the funds credited directly into your local currency balance at locked 0% FX markup.
- 100% independent infrastructure free from third party aggregators, card schemes, or clearing delays
- Receive payments from anyone, anywhere Vixzz operates across 13 live corridors
- Always credited directly in your native local currency with zero holding risk
- Guaranteed 0% foreign exchange spread with locked real time mid market rates

Hold Safely and Withdraw Anytime to Local Banks or Any Mobile Money
Keep your working capital safely in your local currency on Vixzz with zero maintenance fees. Whenever you need to access your cash, initiate an instant withdrawal directly to your local commercial bank account or transfer funds to any regional mobile money network in seconds.
- Instant one click cash out directly to your verified local commercial bank account
- Direct withdrawal to any regional mobile money network (M Pesa, EVC Plus, Zaad, Sahal, CBE Birr, Airtel Money)
- Cash out physical currency at verified neighborhood agent desks across 13 corridors
- Complete treasury freedom with 24/7 liquidity and zero lock in or clearing holds

Turn Physical Cash into Digital Float via 15 Minute Smart Escrow
Deposit counter cash at verified neighborhood desks or tap into the institutional P2P order book for instant liquidity. Every trade is secured by automated smart escrow that only releases funds upon confirmed cash receipt.
- Verified neighborhood cash desks across 13 sovereign corridors
- Institutional P2P order book with sub minute matching speeds
- 15 minute automated smart escrow protects counter deposits and cashouts
- Zero third party delays with automated float settlement

Batch Supplier Payouts and Automated Payroll in a Single Click
Disburse to hundreds of supplier bank accounts or employee mobile money wallets in seconds. Eliminate duplicate payments and maintain full corporate governance with dual approval controls and idempotency keys.
- Bulk CSV upload with real time account name pre validation for banks and mobile money
- Dual approval thresholds for finance director governance
- Idempotent API endpoints preventing double charges during network drops
- One click tax ready CSV and cryptographically signed PDF statements

Direct Settlement APIs Built for High Volume Enterprise Commerce
Integrate direct payment rails and automated bank and mobile withdrawals into your existing accounting software, custom ERP, or ecommerce platform with our robust REST API and cryptographic HMAC SHA256 signed webhooks.
- Modern REST API with comprehensive developer docs and sandbox
- Cryptographically signed HMAC SHA256 webhook delivery
- 256 bit TLS bank grade encryption with HSM backed vaulting
- 99.99% core settlement rail uptime across all 13 corridors
