Rebuilding financial railsfor cross border African trade.
Vixzz Technologies LTD builds independent financial infrastructure connecting local currency business wallets, merchant collections, and direct multi corridor settlement. We eliminate slow correspondent banking chains and predatory FX margins so businesses can trade across borders with the speed and certainty of a local transfer.
Cross border payments were built for the past.
For decades, businesses moving money across African borders had to navigate fragile correspondent routes, arbitrary delays, and steep foreign exchange spreads. We built an independent alternative.
Correspondent Chains
Cross border wire transfers route through multiple intermediary foreign banks before reaching local destinations.
- 3 to 5 business day clearing holds
- 4% to 8% hidden foreign exchange spreads
- Unpredictable wire deduction fees along the way
Third Party Bottlenecks
Card schemes and generic checkout gateways impose complex compliance and fragile integration points.
- Sudden account freezes and reserves
- Frequent payment drops on mobile money
- Slow batch reconciliation and payout delays
Independent Financial Infrastructure
A direct ledger settling directly into local currency balances across 13 sovereign corridors in under two seconds.
- Direct ledger settlement under 2 seconds
- Flat 0.2% collection fee with locked 0% FX
- Instant cash out to local banks and mobile money
The direct three step money lifecycle.
From customer checkout to local bank deposit, your money never travels through intermediary aggregators or correspondent banking bottlenecks.
Collect Locally
Customers and regional buyers pay via verified merchant numbers, Pay Bill, or amount bound Dynamic QR codes in their native currency.
- Verified merchant numbers
- Amount bound dynamic QR
- Real time push verification
Instant Direct Settle
Vixzz clears and credits the funds directly into your native local currency balance at locked mid market rates with zero FX markup.
- Zero third party aggregators
- Guaranteed 0% FX spread
- Single native local balance
Flexible Cash Out
Your treasury is available immediately. Withdraw directly to your local commercial bank account or regional mobile money wallet.
- Instant commercial bank payouts
- Direct mobile money rails
- 24/7 liquidity freedom
Built for enterprises driving cross border commerce.
Tailored settlement rails and financial tools for businesses operating across regional trade corridors.
Import & Export
Pay international suppliers and trade partners across East Africa, the Gulf, and Asia without currency loss.
- Locked mid market FX
- Direct corridor settlement
- Audit ready invoices
Retail & Counters
Accept mobile money payments at your shop counters with dynamic QR codes that eliminate cashier mistakes.
- Dynamic amount QR
- Zero double spend
- Instant payment receipt
Platforms & Marketplaces
Automate high volume seller payouts, payroll, and refunds with our developer REST API and signed webhooks.
- Batch CSV disbursement
- Idempotent API endpoints
- HMAC signed webhooks
Corporate Treasuries
Centralize multi corridor liquidity with role permissions, dual approval thresholds, and automated reporting.
- Dual approval controls
- Operator permissions
- Tax ready statements
Infrastructure built for institutional trust.
Security controls, entity verification, and smart escrow are embedded directly into our core protocol.
Bank Grade Encryption
256 bit TLS data transmission and hardware security module backed vaulting protect all sensitive credentials and movement.
Enterprise KYB Review
Rigorous legal entity verification completed within 24 to 48 hours to ensure clean, compliant commercial corridors.
Smart Escrow Protection
Automated 15 minute escrow safeguards liquidity trades, ensuring funds are released only upon confirmed counter cash receipt.
Zero Double Spend
Idempotent API endpoints and cryptographic transaction signatures eliminate duplicate debits during network interruptions.
Thirteen live sovereign corridors.
Direct local currency collection and settlement live across East Africa, the Horn of Africa, the Gulf, and Asia.
The commitments we never compromise on.
Four operating standards that decide how every payment rail is engineered and maintained.
Clarity Before Cleverness
Plain amounts, plain fees, and plain ledger statuses. Every transaction must be instantly understandable by your accounting team.
Money Is A Permanent Record
Every collection, transfer, and payout carries an unalterable reference number, timestamp, and audit trail for automated reconciliation.
Local First Rails
We build directly on the payment infrastructure that powers real commerce: local commercial banks and regional mobile money systems.
Direct Operational Support
Dedicated business support desk with named operational contacts for verified enterprise and scale accounts across all corridors.
Independent infrastructure by the numbers.
Built for enterprise volume, institutional security, and instant local settlement.
Ready to trade on independent financial rails?
Open your business account today or speak with our sales desk to explore custom corridors, volume pricing, and developer API integrations.