Every feature, in one place
Direct payment acceptance, zero 3rd-party middlemen, 0% FX cross-border settlement into your local currency, and instant withdrawals to your local bank account or any mobile money.
Collect, settle, pay out and reconcile.
Everything a business account needs to move money with the controls a finance team expects.
- 01
Business wallet
CoreLocal currency wallet with a dedicated business account number for every registered entity.
- 02
Collect mobile money
CollectAccept from customers via merchant number, Pay Bill reference, dynamic QR or mobile checkout.
- 03
Send & settle
Send and receive mobile money locally or cross border with fees shown before you confirm.
- 04
Merchant account
ApplyApply for a verified merchant number and a dedicated ledger for customer payment requests.
- 05
Pay Bill number
Get a verified biller number so customers can pay you with their own account or reference.
- 06
Inter business transfer
Move money between your own business wallets instantly, with a shared ledger and audit trail.
- 07
Dynamic QR
Generate a fresh, amount bound QR per transaction so nothing is reused or overpaid.
- 08
Reports & exports
Daily, weekly and monthly statements as CSV or PDF, ready for your accountant.
- 09
Team & roles
Invite operators and control who can initiate, approve and view money movement.
- 10
Payment methods
Attach mobile wallets and bank accounts as payout destinations for P2P and settlements.
- 11
Cross-border settlement
Receive from anyone anywhere Vixzz operates across 13 corridors. Sender pays in theirs, you receive in your local currency at 0% FX.
- 12
Developer API
REST API, webhooks and signed callbacks for automated reconciliation at any volume.
- 13
Invoicing & requests
Raise payment requests and share them as a link, QR or reference number.
- 14
Subscriptions
Track and manage recurring product subscriptions and service charges in one place.
- 15
Identity verification
Complete KYB once and unlock higher limits, P2P withdrawals and merchant tools.
- 16
Priority support
In app chat with a business support desk and named contact for scale accounts.
Serve cash, manage float, earn per order.
The full agent counter: deposits and withdrawals, float control, live offers and dispute protection.
- 01
Cash in / cash out
CoreServe customers who deposit and withdraw cash at your counter, logged to your agent wallet.
- 02
Float management
Top up float, watch live balance and get low float alerts before you run dry.
- 03
Earn on every order
A transparent agent fee on each deposit, withdrawal and merchant payment you complete.
- 04
P2P liquidity
Post and take live deposit and withdrawal offers against the Vixzz order book.
- 05
Order management
Accept, fulfil, hold or cancel orders with a full status trail and customer context.
- 06
Scan to serve
Scan a customer QR to open the right order instantly, no manual reference entry.
- 07
Live notifications
Push alerts the moment a customer order, payout or dispute needs your attention.
- 08
Agent wallet
A dedicated float wallet, separate from earnings, with instant transfers.
- 09
Dispute protection
Escrowed orders and evidence capture so both sides are protected on every trade.
- 10
Performance insights
Track volume, fees earned and fulfilment rate over any period.
- 11
Deposit & withdraw
Move float in and out through supported mobile money, bank and USDT rails.
- 12
Merchant upgrade
Add a merchant number to accept customer payments beyond cash.
- 13
Instant settlement
Settled balances are available immediately for the next order.
- 14
Territory tools
Set your region, service radius and supported currencies.
- 15
Agent support
A dedicated agent desk for float, order and account issues.
- 16
Growth tiers
Better fee tiers and float limits as your monthly volume grows.
Business or agent?
Most accounts start on one side and add the other as they grow. Here is what each includes.
| Capability | Business | Agent |
|---|---|---|
| Business walletLocal currency wallet per registered entity | , | |
| Merchant number & Pay BillCollect from customers on a business number | ||
| Cash in / cash outServe deposits and withdrawals at a counter | , | |
| Dynamic QRAmount bound, single use codes | ||
| Bulk payoutsDisburse to many recipients at 0.2% | , | |
| P2P liquidity & floatPost and take deposit and withdrawal offers | , | |
| Team roles & approvalsControl who can initiate and approve | , | |
| Developer API & webhooksAutomate collections and reconciliation | , | |
| Inter business transfersFree between your own Vixzz wallets | , | |
| Performance insightsVolume, fees and fulfilment tracking | ||
| Statements & audit trailExportable history for finance | ||
| Dispute protectionEscrow and evidence capture |
01Does Vixzz depend on third-party payment processors or banks?
No. Vixzz operates its own direct, sovereign settlement infrastructure. We do not route through third-party payment aggregators, foreign gateways, or correspondent banking chains. This eliminates third-party account freezes, unexpected downtime, and unnecessary intermediary cuts.
02How fast, cheap, and safe is accepting payments with Vixzz?
Payments settle in your Vixzz account in under 2 seconds. Accepting payments costs a flat 0.2% with 0% FX markup on cross-border transactions. Every transaction is secured cryptographically with amount-bound Dynamic QR codes and instant push verification to prevent fraud and overpayments.
03Can I withdraw my money to my local bank or mobile money?
Yes, anytime. Your funds are held securely in your local currency. You can withdraw your balance directly to your local commercial bank account or to any regional mobile money network (such as M-Pesa, EVC Plus, Zaad, Sahal, CBE Birr, Airtel Money) instantly, or cash out at verified agent desks.
04Do you charge a foreign exchange markup on cross-border payments?
No. Vixzz enforces a strict 0% FX markup. Senders anywhere Vixzz operates pay in their local currency, and you receive the exact converted funds directly into your native currency at real-time locked mid-market rates without hidden bank conversions.
05Who can open a Vixzz Business account?
Registered businesses, merchants, and traders in any of our 13 live countries can apply online in minutes. You will need your business details, address, tax identification, and director verification documents. Applications are typically approved within 24 to 48 hours.
06Can I integrate Vixzz into my custom system or ERP?
Yes. Vixzz provides a low-latency REST API, cryptographically signed webhooks, idempotency keys, and a sandbox environment to automate direct payment acceptance and batch bank/mobile money withdrawals from your existing software.
Accept payments directly with Vixzz today.
No third party aggregators or gateway middlemen. Accept payments fast, cheap at 0.2%, and safe. Hold in your local currency and withdraw anytime directly to your local bank or mobile money.