No setup fees, no monthly minimums, and a guaranteed 0% FX markup. Direct collections from 0.2%, with volume tiers as your business scales.
Select an operation, pick your currency, and simulate the exact fee before moving a single cent. No hidden conversion deductions.
Accept payments via merchant number, QR, or Vixzz rail.
Legacy aggregators and foreign correspondent banks typically consume $1,750.00 on this volume.
Every account gets the sovereign business wallet, direct payment acceptance, and published low rates. Higher tiers add multi-user governance, developer automation, and dedicated settlement lines.
For small shops and side businesses accepting direct digital payments.
For growing merchants moving money every day.
For platforms, fintechs and high volume businesses.
No hidden correspondent bank deductions, no maintenance minimums, and zero account upkeep charges.
Accept payments directly from customers, buyers, and corporate partners with instant settlement.
| Service / Rail | Published Rate | Execution Detail |
|---|---|---|
| Accept Vixzz Payments | 0.2% | Direct settlement into your business wallet from any customer or merchant. |
| Dynamic QR Acceptance | 0.2% | Cryptographically generated, amount-bound QR codes for in-store and web checkout. |
| Merchant Pay Bill Number | 0.2% | Verified biller number enabling customers to pay directly from their accounts. |
| Float Cash-In (at Agent) | 0.4% | Deposit physical cash float at any verified neighborhood agent counter. |
Disburse supplier invoices, contractor payroll, and withdraw balances to local banks or mobile money.
| Service / Rail | Published Rate | Execution Detail |
|---|---|---|
| Inter-Business Transfer | Free (0.0%) | Instant wallet-to-wallet transfer between any Vixzz business entities. |
| Send Money (Cross-Border) | 1.0% | Direct sovereign remittance across 13 countries with recipient receiving native currency. |
| Bulk Batch Payouts | 0.2% | Automate thousands of supplier payments or employee salaries via CSV or API. |
| Withdraw to Local Bank | Instant / Local Rail | Real-time domestic clearing directly to your verified commercial bank account. |
| Withdraw to Mobile Money | Instant (< 60s) | Push funds to M-Pesa, EVC Plus, Zaad, Sahal, CBE Birr, Airtel Money, and more. |
| Agent Cash-Out | 0.4% | Withdraw physical cash liquidity immediately at any certified agent desk. |
Cross-border trade across 13 sovereign corridors without intermediary banking deductions.
| Service / Rail | Published Rate | Execution Detail |
|---|---|---|
| FX Markup & Spread | 0.00% | Strictly locked mid-market interbank rate with zero hidden conversion spreads. |
| Multi-Currency Holding | Free ($0) | Hold settled balances in your local sovereign currency without forced conversions. |
Transparent access without hidden monthly fees, maintenance penalties, or surprise deductions.
| Service / Rail | Published Rate | Execution Detail |
|---|---|---|
| Account Opening & KYB | Free ($0) | Digital verification with dedicated business wallet and account number. |
| Monthly Maintenance | $0 / month | No monthly minimum balance, no maintenance fee, and no inactivity penalty. |
| REST API & Webhooks | Included | Automated reconciliation, idempotency keys, and real-time transaction event streaming. |
| Reporting & Statement Exports | Included | Download accounting-ready CSV and PDF audit logs anytime. |
We believe the tools to run your financial operations should be accessible to every business without monthly taxes.
Move money between your own Vixzz business wallets instantly at no cost, with a synchronized ledger.
No hidden spreads or currency padding. Senders pay in their currency, you receive in yours at locked mid-market rates.
Applying for a business account costs nothing. Zero setup charges, zero monthly minimums, and no account upkeep fees.
Full access to low-latency REST APIs, cryptographically signed webhooks, and sandbox testing at no extra charge.
As your transaction volume expands, automated volume tiers kick in immediately. Scale partners receive bespoke pricing below 0.2%, dedicated sovereign liquidity routing, and a 24/7 designated operations desk.
No. Vixzz operates its own direct, sovereign settlement infrastructure. We do not route through third-party payment aggregators, foreign gateways, or correspondent banking chains. This eliminates third-party account freezes, unexpected downtime, and unnecessary intermediary cuts.
Payments settle in your Vixzz account in under 2 seconds. Accepting payments costs a flat 0.2% with 0% FX markup on cross-border transactions. Every transaction is secured cryptographically with amount-bound Dynamic QR codes and instant push verification to prevent fraud and overpayments.
Yes, anytime. Your funds are held securely in your local currency. You can withdraw your balance directly to your local commercial bank account or to any regional mobile money network (such as M-Pesa, EVC Plus, Zaad, Sahal, CBE Birr, Airtel Money) instantly, or cash out at verified agent desks.
No. Vixzz enforces a strict 0% FX markup. Senders anywhere Vixzz operates pay in their local currency, and you receive the exact converted funds directly into your native currency at real-time locked mid-market rates without hidden bank conversions.
Registered businesses, merchants, and traders in any of our 13 live countries can apply online in minutes. You will need your business details, address, tax identification, and director verification documents. Applications are typically approved within 24 to 48 hours.
Yes. Vixzz provides a low-latency REST API, cryptographically signed webhooks, idempotency keys, and a sandbox environment to automate direct payment acceptance and batch bank/mobile money withdrawals from your existing software.
No third party aggregators or gateway middlemen. Accept payments fast, cheap at 0.2%, and safe. Hold in your local currency and withdraw anytime directly to your local bank or mobile money.
